What You Need to Know About Car Accident Demand Letters

Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
June 22, 2024
demand letter

When you are injured in a car accident caused by someone else’s negligence, you have the right to seek compensation for your medical bills, lost wages, pain and suffering, and other damages. To do so, you will need to submit a demand letter to the at-fault party’s insurance company. Demand letters are an important part of the personal injury claim process, as they outline the damages you are seeking from the at-fault party’s insurance company. 

Understanding the importance of car accident demand letters is crucial in securing the compensation you deserve. With the help of a skilled attorney, you can craft a strong demand letter that communicates the full extent of your losses and puts you in a position to negotiate a fair settlement. Do not let the insurance companies dictate the outcome of your case.

What Is a Demand Letter?

A demand letter is a formal written request outlining the details of the accident, the injuries you sustained, and the damages you have suffered. It is typically sent to the at-fault party’s insurance company and serves as a starting point for negotiations.

In your demand letter, you will need to provide a detailed account of the accident, including how it happened and who was at fault. You should also include information about the injuries you sustained as a result of the accident, as well as any medical treatment you have received. You will need to calculate the total amount of damages you have incurred, including medical expenses, lost wages, and pain and suffering.

Account for Future Expenses and Earnings

When calculating the amount of compensation you are seeking in your demand letter, it is important to take into account all of the damages you have suffered as a result of the accident. This includes not only medical expenses and vehicle repairs but also any lost wages or future earning capacity, as well as pain and suffering. Be sure to provide documentation to support your claims, such as medical bills, repair estimates, and proof of lost wages.

Be Detailed in Your Request

It is also important to be specific in your demand letter about the amount of compensation you are seeking. Rather than simply asking for a vague amount, provide a detailed breakdown of how you arrived at that figure. This can help the insurance company better understand your reasoning and may lead to a more favorable outcome.

Insurance Companies Want to Deny Your Claim

It is important to remember that insurance companies are not in the business of paying out large settlements. They will often try to deny or minimize your claim in order to protect their bottom line. This is where having a skilled attorney on your side can make all the difference. A talented car accident lawyer can help you craft a strong demand letter that clearly outlines your case and demonstrates the extent of your losses.

Schedule a Consultation with a Car Accident Attorney

Demand letters are a crucial part of the personal injury claim process and can significantly impact the outcome of your case. It is important to be thorough and detailed when drafting your demand letter, as this document will serve as the basis for negotiations with the insurance company. By including all relevant information, calculating your damages accurately, being specific in your demands, and following up with the insurance company, you can increase your chances of receiving fair compensation for your losses.

At Rubin, Glickman, Steinberg & Gifford, P.C., our skilled personal injury attorneys can help you draft a strong and persuasive demand letter that accurately reflects the damages you have suffered. We will work closely with you to gather all necessary evidence and documentation to support your claim and will negotiate on your behalf with the insurance company to secure a fair settlement. Call Rubin, Glickman, Steinberg & Gifford, P.C. at (215) 822-7575 or fill out our contact form.


Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
Pennsylvania Attorney's
June 22, 2024
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